Lloyds chief admits industry is in deep crisis

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The Independent

 

 

Lloyds banking Group set aside another £700m to deal with compensation claims for mis-selling insurance products yesterday, while the chief executive admitted the industry is in deep crisis.

The banking giant that owns HBOS, the merged Halifax and Bank of Scotland business that collapsed in the financial crisis and was rescued by Lloyds, fell to a half-year loss of £439m and predicted further trouble.

It also revealed it has received subpoenas from governments as part of an investigation into a global interest-rate rigging scandal. "Certain parts of the group have received subpoenas and requests for information from certain government agencies and are co-operating with their investigations," the bank said.

Lloyds said it could not yet say what its exposure to the Libor inquiries could be.

The extra £700m for mis-selling of payment protection insurance comes on top of the £3.2bn it first set aside to deal with the problem and the £375m provision it made in the first half of the year. That takes its total exposure, so far, to £4.275bn. Other banks are expected to make similar moves in the coming days.

~THE BRAINWAVES AND HOW THE MIND IS DISSOLVING IN THE GOD CONSCIOUSNESS ENERGY ~

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~BRAINWAVE CYCLES~

~THE BRAINWAVES AND HOW THE MIND IS DISSOLVING IN THE GOD~ CONSCIOUSNESS ENERGY~

 

When you are Babies, you are in a Brainwave of Delta Consciousness, which is the same or equal to, God Consciousness. This is where you return to in your sleeping state. Currently, when you go to sleep at night, you are back into and Immersed in Love, which is who you are. Where there is no more separation, and where you have not isolated yourself from the Truth of your Being, which is connected into the One. You are just immersed in Atoms, of Pure Love Energy, the Oneness Energy. This state is what you are returning too, in a Waking state [Your Awakening into True Reality], which is the same as FULL CONSCIOUSNESS.

 

Gamma brainwaves are at 32-64 cycles per second, this is the maximum stress the being can handle and eventually results in death. It’s like a being attempting to work 3 jobs a day, 36 hours in a day, and fries the brain, IN THIS STATE WITHIN YOUR ILLUSION, YOU MOVED SO FAR FROM THE TRUTH OF YOUR BEING, YOU STRESS OUT AND DIE.

 

Steve Beckow ~ Clarification On Disclosure Rumors And Evidence ~

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Already reports and comments are coming in that suggest that people believe that the 2012 Scenario has said that Disclosure will happen on August 5, 2012.

No, that’s not something we said.

 

What we’ve said here is that there’s evidence (not conclusive evidence, but suggestive evidence) that the divine deadline before which the galactics have to honor the freewill choices of Earth’s governments will pass on August 4, 2012.

 

If this evidence is a true predictor, it doesn’t bind the galactics to disclosing on August 5.

 

No one here, and perhaps not even the galactics themselves, know when Disclosure will happen. You’ve seen that a shooting in Denver can potentially put back the plans for Disclosure by removing President Obama from Washington.

 

Newspaper review: 'Feel-good' factor of London 2012

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Submitted by Phil Rowen on

The Mail on Sunday seems surprised at the excitement that has been generated by the opening ceremony, and the first day of action, at the London Olympics.

It says the mood is euphoric but that the notion of the UK contemplating "the feel-good factor" would have seemed a "tasteless joke" a month ago.

The Sunday Times suggests the Olympics should be seen as a rallying call.

It says the UK needs to lay aside recent dark episodes and let itself be "galvanised" by the Games.

Cavendish's Cycling roadrace

Control: The Human Obsession

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Can't control Kitty Cats They are Free
 

Hi there,

 

The current, and perhaps most insidious, issue we are working on eliminating is control. For those of you who listen to Heavenly Blessings and Hour with an Angel you will know this is a subject Ascended Master St. Germaine and Archangel Michael have been bringing forth for examination. But truth be told, the whole of the Council of Love is clamoring, as is the Company of Heaven, for this issue to be brought front and center, examined, loved and released once and for all. Once and for all - for all of the human collective and for All.

 

Morphing UFO Caught over Mexico (Video)

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Submitted by Rain on

gather.com
By Tom Rose
July 19, 2012 01:55 AM EDT
 

A strange UFO filmed over Mexico, which at first doesn't look too remarkable, shows upon closer examination a shape unlike any other ever filmed before. What is it?

The video, posted to YouTube shows only an overcast sky and what looks like a balloon floating across. There is no indication from the surroundings where this could have been filmed, but the witness posts that it's somewhere in Mexico.

The unidentified flying object, at first glance, doesn't seem to warrant any further speculation. But when the cameraman zooms in for a closer look, that's when this sighting gets a bit strange.

July 30 - Aug 5, 2012, Doreen's Weekly Oracle Card Reading

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July 30 - Aug 5, 2012, Doreen's Weekly Oracle Card Reading

This week finds you continuing to make important and necessary life changes. This week, your changes will be more internal, with healthful changes to your thoughts, self-esteem, and outlook. Archangel Michael empowers you to make positive changes by asking you to first take responsibility for your current situation. In this way, you have the power to change your current situation!

The Arcturian Group Message ~ July 29, 2012 ~by Marilyn Raffaele

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www.onenessofallcom

 

We are the Arcturian group, here to assist those wishing to ascend into the new energies pouring forth onto your planet at this time. You are creating and we are assisting. We are not the doers, you are the doers.

 

Many must, and many are learning to come into their power; the power of trust and the power of confidence which pours forth from true knowledge and awareness.

 

When an individual begins to really believe and know (not just intellectual knowledge) that they are the Divine in manifestation – not a just a part of it, but the actual expression of IT, embodying all the Divine qualities – then that individual is able to finally release those bonds of fear born of the false concepts and beliefs that have gripped mankind for eons.

 

This is the goal of the journey dear ones.

UFO/ET Disclosure ~ What, Where, When, Why and How?

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2012 July 29
by Steve Beckow

Many readers can remember waiting for Disclosure in October 2008 and the huge disappointment when it was called off at 4 p.m. in the afternoon.  Yet no occasion has seemed so promising as these 2012 Olympics to see it happen. At the risk of getting everyone’s hopes too high, we repost today an article written last summer around this time reviewing all matters to do with disclosure.

 

Certainly if Disclosure were not to happen at the Olympics, it cannot be far off.

 

What is Meant by Disclosure?

 

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